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发布时间 : 2009/12/16 19:11:18  
小心 2009北美十大最流行诈骗手法

明报    2009-12-15 10:41:54

三大反诈骗组织昨日联合公布2009年十大诈骗手法,在今年头11个月内,网上诈骗造成的经济损失达1600万元,其中包括「新兴」的兜售甲流疫苗骗桉。专家指出,近5成省民曾遇上「诈骗陷阱」,超过一成省民曾被骗,甚至有省民被骗两次。专家又指有「同声同气」的骗徒,以投资或灾难捐款救人为名,令不少华裔「中招」被骗金钱(见另稿)。

十大诈骗手法是由大温商誉局、卑诗商业及消费者保护局和加拿大竞争局联合公布。大温商誉局主席巴沙克雷塔(Lynda Pasacreta)表示,今年首11个月,十大诈骗桉中涉及网上行骗的情况愈趋严重,网骗造成的经济损失总数达1600万元。

其中涉及产品、退款、求职、借贷及电话等网上行骗桉,该局收到投诉约8550宗,经济损失约951.3万元(见表)。据资料显示,本省约48%省民曾遇上「骗桉陷阱」,比全国的38%平均数为高,当中约有11%受骗,而有21%省民更被人「骗完再骗」,被骗两次。

网上售药 居十大诈骗首位

她表示,排于十大骗桉之首者,是骗徒透过互联网出售医疗药物,尤其在世界卫生组织(WHO)公布世界进入H1N1甲型流感期的数小时后,竟有多达300个网站第一时间以出售疫苗为名行骗。

投诉资料显示,不少骗徒趁事主担心疫苗短缺的恐慌心理,乘机在网上「售药」骗取金钱,其他如治癌和糖尿病等「药物」,也令到亲友为救治患重病挚爱而损失金钱。

第2种是骗徒在互联网登广告,称可让人免费试用一个月,产品包括瘦身、消除暗疮和洁齿等产品。而不少产品所需价钱没有公开,且没有订明需要缴交运费等。当事主在网上签署试用等个人资料后,却需要缴付手续费和运费。

她说,其中一个例子是Guliet Benn试用漂白洁齿产品。该免费试用产品原本市值3.97元,事主最后却需要缴付包括运费达98元,超出本身价值近24倍。她说,事主试图终止试用合约,但不成功而被扣钱。

第3种是骗徒以一个机构名义指市民个人资料出问题,需要提供个人资料作为覆核之用,从而盗取市民个人资料进行诈骗活动。

第4种是骗徒指市民寓所洩漏一氧化碳需要紧急维修,又指可以提供廉价维修,或即时更换热水炉等。

第5种是骗徒趁市民经营生意出现困难,并急需金钱周转时需要信贷,但骗徒要求事主缴交按金等,从中骗去事主金钱;另有机构称,可以为店东提供价廉物美产品,当店东收到产品后,发觉货不对办要求退货时,骗徒便採取恐吓手段要求店东支付费用。

第6种是骗徒称可以免费为市民提供谘询,甚至协助申请者能向政府获取款项等,骗徒或在互联网提供网址,让市民能够分享成功获取政府款项等心得。当市民登上网址或寻求协助后,将需要缴付一笔费用。

第7种是骗徒刊登投资研讨会广告,以招揽市民参加,在研讨会中并介绍投资产品或方法等,又能够为投资者带来丰厚利润。即使研讨会是亲朋介绍,当事人都需要小心,以免被骗。

第8种是骗徒登广告出售汽车,并寄出一张款额比车价较高的支票,要求买家将款额的差额,透过转账还给骗徒。

手机签约 小心隐藏收费

第9种是市民在一间公司登记手提电话服务,签定合约并缴付费用,其后又发现另一些收费,经了解后,合约是包括网上游戏等。

其中一个例子是Dawn Hultman的14岁女儿在一间公司签署手提电话合约,但该公司却每月向事主女儿收取一项高级电话简讯( premium text message)服务费,且包括在合约内。但事主女儿表示没有签署过,交涉过也没有作用,就算更改电话号码,每月仍需缴交该服务费。

第10种是骗徒以公司在网址或报章招聘人材,可提供优差。市民收到一张支票,骗徒又指事主可以使用支票一些金钱,馀款需以银行转账交回该公司,藉此骗取当事人金钱。

她又说,商誉局收到46宗来自美国市民的投诉,指一个以温市为基地的Striaex公司涉及诈骗。另有投诉称免费提供洁齿的Dazzle White公司,收取试用者每月58.76元会员费和运费等。

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